Viewpoint: The six best embedded payment solutions for software companies
For software companies evaluating embedded payments in 2025-2026, the six providers worth a serious look are Finix, Stripe Connect, Adyen for Platforms, Worldpay for Platforms, Rainforest and Stax Connect.
Each one solves a different version of the same problem, which is how a platform monetizes the money already moving across it without taking on full processor obligations.
Toast made $4.1bn in payment revenue in 2024 against $706m in subscription revenue, at gross margins of 22% and 70%, respectively.
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